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Commercial Law


Missouri 2010 Mechanic’s Lien Law Amendments
Missouri contractors and subcontractors have received a bit of extra protection courtesy of the Missouri legislature, with property owners and others receiving benefits as well. Recently enacted...

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Negotiating, and Defenses to, Personal Guaranties
One of the dreaded documents any business owner faces in a deal is the "personal guaranty." After all, the business owner went through the steps to incorporate or organize their business just to...

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The Large Print Giveth; And The Small Print Taketh Away or Contract Legal Damages: What are they?
We've all done it. Signed a contract, whether with the home improvement company, for a new set of tires or service on our automobile, or for a home entertainment center. The contract that we just...

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Does Anyone Really Read Those E-mail and Fax “Disclaimers” and “Notices?”
Earlier this year, we were approached by a client who inquired whether they really needed to put a disclaimer on electronic communications, both facsimile transmissions and e-mails. Because of...

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Non-Matching Social Security Numbers: An Employer’s Guide in Resolving
Regardless of your company’s business classification, all companies are required to report employment compensation, tax withholding and other information on both quarterly and annual bases to the...

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“Accord and Satisfaction” or “How a Notation on a Check Can (Sometimes Unwittingly) Resolve a Payment Dispute”
Imagine you are a supplier of goods or services and have a customer who remits a check for an invoice, which is less than the amount of the invoice, and included on the check is wording to the effect...

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“Business Insurance Coverages: Protecting Both Your and Your Company’s Wealth”
Incorporating or electing to conduct business in another statutory business form, such as a limited liability company, can do much to protect your personal assets from being called upon to satisfy a...

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Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
As you may already have read, or at least heard, Congress enacted legislation which substantially revised the Bankruptcy Code. The new law is generally effective as to bankruptcy cases filed on or...

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New 2005 Missouri Legislation
The following article deals with selected pieces of legislation passed by the Missouri Legislature at its session just ended in May, 2005 and signed into law as of July 14, 2005 by Governor Blunt....

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“Disposal of ‘Consumer Information’ Regulations or ‘Getting a Leg Up on Identity Theft’”
In December 2003 the Fair and Accurate Credit Transactions Act was passed (“FACTA”). FACTA is a federal law designed to minimize the risk of identity theft and consumer fraud created by improper...

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